" Don't worry, Mary Jo," I responded, "I'll take Ellie out next weekend and then both of them will be equally spoiled. Ellie won't have a reason to feel jealous of her sister."Mary Jo looked at me slyly before asking, "An' when were you gonna spoil me?" I guess I'll have to work on that," I said. "I was hoping to come back next weekend to test the girls as you requested." Why don't you come out Friday evening?" she suggested. "You could spend the night with me an' take Ellie out Saturday night." I thought you didn't want to be too obvious in front of your kids," I said."That horse done left the barn, Billy," she laughed. "Them girls already know we've been fuckin', but Bobby don't pay attention to nothin' like that yet." OK," I agreed, "That sounds like a plan. Do you want me to come out before or after dinner?"She looked me in the eyes and said, "Since you done bought us all this food, the least we can do is feed you." Fair enough," I agreed as I stood to leave. "I need to go now and. In order to shield myself from liability, I was the owner but the Community Services Foundation leased it from me. With money I donated to them. This project had put quite a dent in my liquid capital, but I didn’t want the property mortgaged as we approached the turn of the millennium.I had to wonder if I had done anything that would affect the two dramatic market turns I expected. The first would be at the turn of the century. The second would come in about 2008 as the banks started to collapse from over-valuing the real estate market. When I started selling real estate in 2003 we were celebrating because home mortgage rates were in the 4.5-5.5 % range. Then they climbed until the collapse in 2009. I needed to be ready to buy when property values dropped and banks started owning vast amounts of real estate they couldn’t get rid of.I was thinking about all this and calculating the value I could get out of the renovated property as I walked to my car. I got into the Ford Bronco and.
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